These metal credit cards come in different materials like brass, copper, brushed stainless steel, and even gold and palladium. Some are made from alloys whose ingredients are hidden like well-kept secrets. The card design can be hybrid and include metal and plastic, with the metal used in the middle to add weight. Some are pure metal plates, and some may even be encrusted with diamonds: all that imagination can provide and desire can afford.

With a metal credit card, you still swipe or insert your chip the same way to get your preferred cash back rewards as you do with a plastic one, but does it feel the same? According to various surveys, the experience is incomparable and indescribable. “You have to have one to know what is being talked about…”.

However, there is one stark difference: metal credit cards cannot be shredded in the same way as plastic cards. If you put a metal card in the shredder, you can destroy the shredder.

Some people have tried to cut them with garden shears, wire cutters, and even power tools. But there’s no need to take drastic measures: you can simply call and request a prepaid return envelope to send it back to your issuer, where it will be safely disposed of.